PSI Pay, The New Way to Bank

PSI Pay is a European bank that is dedicated to making bank more convenient for its customer. This bank was founded in 2007 and is affiliated with Mastercard Worldwide. The main headquarters are located in Horsham, United Kingdom. With a big company like Mastercard backing PSI Pay, customers can be confident their fiances are in good hands. In 2011, PSI Pay obtained it Electronic Money Institution license. Now, customers have the option of local branches or online transactions throughout the United Kingdom. They offers many different services such as debit cards, prepaid payment cards, virtual cards and contractless program, which is called Paypass.

Paypass is a new revolutionary method of paying with your card, smartphone or key fob. This method takes away the hassle of having to carry around money or coins. Most people have had a situation where they reached into their pockets and realized that they didn’t have enough change to buy a cup of coffee or bagel. Now, PSI Pay customers can pull out their smartphone and open up the PSI Pay app to pay. In crowded places such as stadiums, there are thousands of people visiting every day. Customers can quickly pay for refreshments and get back to watching the sports event or concert. This method is not just faster but safer too. The transactions, made by this method, will be recorded and logged so you can make sure that any unauthorized transactions were made. PSI Pay is dedicated to protecting it customers from transaction fraud. Every transaction is logged and the customer can review the record. If a out of the ordinary transaction is made, a representative will contact the customer. The amount of the purchase will be refunded and investigated.

PSI Pay is always trying to reach out to their customers. This company has a LinkedIn page, customer can understand the basic services that they provide. Top executives of the PSI Pay have individual profiles as well. Customers can keep in contact with the company through email and their phone number for any problem or general questions, they have. This company has a corporate website, where customers can get information about the company. Customers can also contact them with a message on the website. Also, they can be contacted through email, which is provided on the website. PSI Pay is changing the way that the customers see a bank and the face of financial world.

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Luiz Carlos Trabuco Cappi, President Of Bradesco

Lazaro Brando was the longstanding chairman of the Banco Bradesco SA. At the age of ninety one he was one of the longest office holders in the institution. He has decided to rescind the position after being in it for twenty five years. There have been a lot of differences in the way that the organization progresses as well as their leadership standards during his tenure. Now that he is stepping down from the second biggest bank in Brazil it is important that he is able to get better results.

Overall there are a lot of people who would be qualified for the position. Since there are dramatic changes that have influenced the progress of this infrastructure, it is important that the new leader is able to address all of the development sand changes. This is best suited by someone who is integral to the organization. The culture that Brando has created suggests that it will be better to select a person from within the institution.

Luiz Carlos Trabuco Cappi is the current CEO and has been appointed in order to help fill th missing roles. Other hiring decisions will be fulfilled from within. This executive has been an influential part of the banking history at this traditional and highly reputed institution. He has been working there since the age of sixteen and has played multiple roles in the company. Overall this is one of the most prestigious institutions and warrants significant results from the people who are affected.


The management culture has made a big difference in the way that talent is suggested. Mauricio Machado de Minas is one of the candidates who will be considered for this position. He has made several key decisions that changed the IT department. Responsible for a large scale spin off of digital currencies and standards. He has a long history with the bank having started there in 2009 and completed similar types of projects in previous years.

Alexandre da Silva Gluher is fifty seven years of age and has been an integral risk officer. At the front line of this organization he has been responsible for a great deal of change in leadership as well as management. The process that he has been responsible for has affected more than a five billion dollar purchase and acquisition which is one of the largest in the world. HSBC has made a big difference in the way that the banking takes place.

Domingos Figueiredo Abreu has made substantial differences in the economy of this bank as well. This is due to the unique way that he has influenced treasury systems as well as lending departments throughout the country. Since he has been with the organization since the early nineteen eighties he has one of the longest track records.

Josue Augusto Pancini is fifty seven years old and has helped the bank branch out into new verticals. He has been responsible for multiple changes in high income segments. Ever since the nineteen seventies he has propagated change from within, making the bank a better place while improving services and products. He is a great candidate due to the multidimensional experiences that he has. It is clear that these standards will help improve the overall strategies.

There are several candidates that are great options in this process. It is possible for leadership to improve based on the selection of someone who is within the organization. The beneficial experiences as well as knowledge of relationships and standards will make things better. The decision ultimately will be a difficult one because of the unique aspects of design and infrastructure development that have led to the current organizational standards.

About Luiz Carlos Trabuco Cappi

Mr. Luiz Carlos Trabuco Cappi is one of the most experienced people in the Banco Bradesco banking institution. Luiz Carlos Trabuco Cappi is a graduate of the University of Sao Paulo. He graduated with a post-graduate degree in sociology as well as in politics. He also graduated with a multiple degrees in the Philosophy, Languages, Sciences and Arts from the same place. Because of the hardwork he showed, Bradesco became the second largest bank in Brazil in 2009. Since joining Bradesco in 1969, he has served in different top-level management positions within the company. He was also the Managing Director of Banco Bradesco SA in March 1999. He worked as an Internal Director of Banco Bradesco S.A, Director, of Bradespar S.A, Director of Grupo Bradesco Seguros from March 2003. He also served as the deputy president from March 1999 in the same department. In 1994 to 2000 Mr. Cappi was the president of ANAPP. The current president of the Banco Bradesco also served as the member of the managing board for the Brazilian Association of Listed Companies in 2000 to 2003. Since March 2003, he was the president of Grupo Bradesco Seguros. On December 23, 2009, he held the position of the Chairmanship and Director of Odontoprev S.A. Also, Mr. Luiz Carlos Trabuco Cappi served as the CEO and the Executive Deputy President of Banco Bradesco S.A. Luiz Carlos Trabuco Cappi was a member of Management Board at ArcelorMittal Brasil S.A.


John Holt’s banking initiative

Chief Executive Officer and President of Nexbank Capital Incorporation, John Holt, served at the fifth Annual Strategic Opportunities and M&A Conference of the Texas Bankers Association as a panelist in New Orleans. On 7th November 2016, he indulged in the Banker Panel discussion on perspectives based on competing by innovation.

This conference is set up for bank consultants, advisers, and leaders to allow them to discuss and share on the major opportunities and problems that they experience. Through this M&A initiative, participants and panelists can discover more opportunities related to branching and organic growth.

Nexbank holds a reputable reputation for quality, reliable and timely execution of processes. The professionals serving at Nexbank assist clients all through the banking process to ensure that their financing needs are met. To provide specialized financing for the acquisition, construction, refinancing and development opportunities, Nexbank merges with real estate investors, owners, and developers. It is also a nationally entrusted corporation as it allows other institutions to grow. It also allows them to extend their presence in the market, advance efficiencies, and also maximize their income.

The professionals at Nexbank have acquired a wide range of experience in their profession, allowing clients to strengthen their financial status and improve their competitive nature. The credit services at Nexbank provide community banks with portfolio diversification opportunities which facilitate productive yields. They also provide servicing administration and collateral trustee for billions of non-investment and investment loans in a variety of industries. The treasury management services focus on providing clients with tailored products. This facilitates the increment of returns and allows visibility in treasury capabilities and functions.

One of the major areas of focus for NexBank is the creation and maintenance of long-term relationships with their partners and clients. They offer personalized services to meet the client’s specific need. They also provide flexible solutions expected from a mid-sized bank with capital that rivals bigger institutions.


Having Been With The Bradesco For Close To Five Decades, Luiz Carlos Trabuco Embodies The True Essence Of The Bank

As one of the largest banks in Brazil, the longevity of Bradesco has always been a primary concern of its shareholders, consumers, and even government. Therefore, when the time came to pick a successor to its president Marcio Cypriano in 2009, it only seemed right that the board picked Luiz Carlos Trabuco. Having been with the bank for the entirety of his professional career, four long decades, Luiz Carlos Trabuco was as Bradesco as it would get. He had been influenced by each of the bank’s previous three presidents and borrowed a few traits from each of them. Consequently, it came to pass and Luiz Carlos Trabuco was selected as only the bank’s fourth ever president. Since 2009, Bradesco’s performance has remained consistently as Luiz Carlos Trabuco has drawn on his unrivalled understanding of the company and his diverse experience in the various facets of banking.

For long the primary growth strategy used by banks such as Bradesco was acquiring smaller ones in the market. That way, they would acquire the smaller bank’s network, investments and branch network, thus saving the bank months, if not years, of works. However, when Luiz Carlos Trabuco took over as the president at Bradesco, there were little to no viable small and mid-tier banks to acquire. Wanting to remain true to the expansionist strategy started off by his predecessor Marcio Cypriano, Luiz Carlos Trabuco decided to concentrate on organic growth. That is, in addition to spreading its branch network, Bradesco has also been engaged in the process of bringing those outside the financial system into it. Consequently, strategies such as growing the bank’s agency network to over 5000 have led to greater banking inclusivity, with the account holders at Bradesco growing by more than 7 million between 2009 and 2015.

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Moving into the future, Luiz Carlos Trabuco is highly hopeful of Bradesco’s performance. By his estimation, Brazil will see an influx of 100 million more consumers between 2015 and 2025. With Bradesco currently laying claim to about 20% of the market share in the banking industry, he believes that the bank is well placed to attract at least 20 million of these new consumers. Given his track record in the various positions he has held at the bank over the years, there is little doubt that Luiz Carlos Trabuco’s vision can indeed become a reality.

No one outside the Board of Directors knows Bradesco better than Luiz Carlos Trabuco. Having joined the company aged only 18, he has seen the company’s culture and objectives shaped to become what they are today. Consequently, if there ever is a Bradesco way of working, it is that done by Luiz Carlos Trabuco. He is known to be one of the hardest workers at the bank despite his senior position, often spending 12 hours a day dispensing his various duties. He is also greatly similar to Cypriano in that he measures his words and instead prefers his actions to speak for him. Additionally, just like the bank’s founder, Amador Aguiar, he prefers not to openly express his wealth despite being one of the highest executives in the country. For Luiz Carlos Trabuco, being the president at Bradesco is an opportunity to honor the bank’s vision and mission as opposed to a chance to make a name for himself or get rich.

Owing to his unquestionable and consistent performance in both the banking and insurance sectors, Luiz Carlos Trabuco has great influence over Brazil’s economy. He long enjoyed the respect and admiration of former President Dilma Rousseff. Additionally, through moves such as offering long-term loans to companies focused on infrastructure development, Luiz Carlos Trabuco has directly contributed towards the country’s economic growth.

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