Equities First South Africa is a financial services company providing equity-based lending services in South Africa. It is a wholly owned subsidiary of Equities First Holdings based in Indianapolis, the US, with offices in London, Sydney, and Hong Kong among many others. It provides business capital and non-purpose loans to high net worth individuals and targeted institutions. Securities such as stocks are used as collateral to guarantee the loans.
Equities First offers products in business and personal finance and portfolio management. An in-depth understanding of the available products and market demand for alternative investment ensures they offer innovative products that deliver.
Businesses and high net worth individuals are increasingly turning to security-based lenders for capital funding and liquidity options. Equity loans are getting popular because of their fixed interest rates, protection from market fluctuations on the collateral used and a security guarantee from a global institution. Their non-recourse nature means there is no possibility of penalties on defaulting to clear the balance. Equities First South Africa’s services are quick and expedited, cutting out most of the red tape involved in conventional lending institutions.
Equities First is a great option for the discerning borrower who likes the convenience of less stringent credit checks. There are a lot of benefits to stock loans which is making them gain more traction in today’s global economy.
Stock loans are great options for those looking to improve their credit rating without incurring penalties or cutting back on lifestyle expenditure. They are manageable due to the low-interest rates. Your individual credit score is not the biggest factor to getting affordable credit. There is no request for business plans or use-purpose documents. The application and evaluation process is simple, allowing you to make quick decisions for faster business growth. At loan maturity, you claim back the stock at current market values.